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Bridging Loan

Home Bridging Loan

How can a Bridging Loan help?

If you want to try buy another property while waiting for your current property to sell, a bridging loan could help.

What is a bridging loan about?

You don’t have to sell your property right away in order to buy another. A “bridging loan” could be where a bank or lender provides you with a temporary loan to help you buy another property, while your currently property is awaiting to be sold or settled on.

How do you apply for a bridging loan?

A skilled mortgage broker can help guide you about this. You can contact Just Financial on 021 1583156 , email or send us a message for more information.

How does a bridging loan work?

There are two types of bridging loans.

Open Bridging” is usually where your property has not yet been sold. This type of loan helps you buy another property before selling your existing property.

Closed Bridging” is usually where your property has been sold e.g. under contract and unconditional. And is awaiting settlement.

What happens with a bridging loan?

The bank or lender would typically lend you money to buy the next property whilst awaiting for the prior property to be sold off. This means that you could achieve your goals of moving into your new home the sooner without having to wait to settle on the sale of the old property.

How to apply

The fastest method is to Apply Now – which lets us understand your situation as soon as possible.

However if you’d rather contact us first you can call us on 0211583156 or send us a message.


Just Financial is a professional financial adviser service and helps you with buying a home, using your KiwiSaver, insurance and more. Ask us to help you with your financial goals.

  • Home loans
  • Using your KiwiSaver
  • Saving money on your mortgage
  • Refinancing or debt consolidation
  • Low interest rates

  • Life insurance
  • Mortgage protection insurance
  • First home buyers
  • Help when the bank says no
  • Construction loans

Get Help From An Award Winning Financial Adviser

Want to buy a house? Looking for an amazing mortgage broker? Buying a house can be a challenging process. With the right advice, this can be made easy. Just Finance provides a professional mortgage broker service that can help you right throughout New Zealand. From first home buyers, to investors, as well as people who already have a house and want to refinance, there are many ways we help.



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