This is a non-repayable grant of up to $20,000 per couple, or $10,000 per individual, that can be used towards a home.
What is the HomeStart Grant?
The Grant is largely targeted towards lower priced properties to help families get a head start on the property ladder if buying a cheaper property. The income is arguably midrange, with a limit of $130,000 per couple or $85,000 per individual at the time of writing. Check the HomeStart Grant website for more information.
Do you have to pay back the grant?
What kind of property can you buy?
Because of the house price limitations, in Auckland you may find you are able to get a small house, a townhouse, or an apartment. Outside of Auckland, you may be able to get a larger house. It does depend.
How do you apply for the HomeStart Grant?
The grant is usually administered by Housing NZ. The application process will also check other factors such as how long you have been in KiwiSaver for, your identity, your income, and other matters. It will also go through Housing NZ’s checking process.
What to do next
Contact us if you’re interested in buying a house with the HomeStart grant. We are here to make the process easy.
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Want to buy a house? Looking for an amazing mortgage broker? Buying a house can be a challenging process. With the right advice, this can be made easy. Just Finance provides a professional mortgage broker service that can help you right throughout New Zealand. From first home buyers, to investors, as well as people who already have a house and want to refinance, there are many ways we help.
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We were waiting for the answer, and Arthur said, yes! We were very happy. Everything went smoothly! It’s a dream come true.UiliAuckland
So happy to have this approval. Originally from other places I could not get an approval. What you said you delivered & gave us. We are so happy to have a house. Thank you!RameshHamilton
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