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Home Loan Review

Home Home Loan Review

If you already have a mortgage, it is important to regularly review your circumstances to understand if you have the best mortgage in place. Just like a car, mortgages can benefit from a bit of “service” or a “tune up” from time to time.

  •  Interest rates may have increased or decreased since the time you bought your home
  •  You may have more income, or more expenses – a mortgage expert can help restructure your finances so that you spend less on your other liabilities such as credit cards and personal loans
  • Help paying your mortgage off faster – you can become ‘free hold’ sooner and not worry about high interest or high repayments

Reduce your weekly repayments

We can restructure your loan so that you pay smaller repayments. This means you could have more money left over every week for groceries, transport, entertainment, holidays, etc.

Pay your home loan off faster

Perhaps you are now in a better situation than before you bought your home. Maybe you have a higher income now and want to pay your loan off faster.

Reduce your loan term

You can also talk to us about reducing your home loan term, so that your mortgage is paid off sooner. This can be a great idea if you have recently had a pay-rise or inherited a large sum of money.

Buying another property for investment

In addition, we can talk about using the equity in your home to buy an investment property or a second home.


Just Financial is a professional financial adviser service and helps you with buying a home, using your KiwiSaver, insurance and more. Ask us to help you with your financial goals.

  • Home loans
  • Using your KiwiSaver
  • Saving money on your mortgage
  • Refinancing or debt consolidation
  • Low interest rates

  • Life insurance
  • Mortgage protection insurance
  • First home buyers
  • Help when the bank says no
  • Construction loans

Get Help From An Award Winning Financial Adviser

Want to buy a house? Looking for an amazing mortgage broker? Buying a house can be a challenging process. With the right advice, this can be made easy. Just Finance provides a professional mortgage broker service that can help you right throughout New Zealand. From first home buyers, to investors, as well as people who already have a house and want to refinance, there are many ways we help.



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Request a Call Back?

Looking to apply for a home loan, refinance, debt consolidation, insurance or KiwiSaver? Contact us for more information

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