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Investment Loan

Home Investment Loan

An investment property loan is typically used when a person wants to rent out a property. This type of rental property home loan can be easy to apply for with a good mortgage broker. The services we provide are suitable for people who are new to owning rental properties, as well as people who are experienced rental property owners.

Many people choose to get this type of loan to help them build a property portfolio and increase their wealth. Generally speaking, buying property can be a good way to build your wealth. Of course there are many factors to consider, but many people feel that property is a ‘tried and tested’ investment.

Whether this is your first time getting an investment loan, or if you have done it before, we can help you.

Here are a few ways we can help

1. Guidance on how to get a rental property with a small deposit and understanding the associated criteria (you may not need as much as a 30-40% deposit).

2. If you own a house already, you may be able to buy an investment property using equity, without having to put your own cash or savings into the deal.

3. We can negotiate better interest rates and deals than if you went to your bank directly and did not know how to do this.

4. We understand property investment, so we make things easy. We can help you do what you need to do.

There are many different types of properties that can be rented out. Some examples include:

  • Houses
  • Townhouses
  • Apartments
  • Studios

You may also want to get an investment property loan to build a home

Many people are choosing to build an investment or rental property, and rent it out. We can also help arrange a home loan for a newly constructed property or a new build.

Not all banks and lenders are the same!

It is worth talking to a qualified mortgage broker. Not all banks have the same criteria for rental properties. A good mortgage broker can assess the situation and help identify the best lender for you.

More great reasons to talk to us:

  • We understand property investments
  • Attractive interest rates increase your profitability
  • Refinancing
  • Assistance with 10-15% equity/deposit loans for investors (“high LVR investment loans”)
  • Help if you have limited credit or deposit


Just Financial is a professional financial adviser service and helps you with buying a home, using your KiwiSaver, insurance and more. Ask us to help you with your financial goals.

  • Home loans
  • Using your KiwiSaver
  • Saving money on your mortgage
  • Refinancing or debt consolidation
  • Low interest rates

  • Life insurance
  • Mortgage protection insurance
  • First home buyers
  • Help when the bank says no
  • Construction loans

Get Help From An Award Winning Financial Adviser

Want to buy a house? Looking for an amazing mortgage broker? Buying a house can be a challenging process. With the right advice, this can be made easy. Just Finance provides a professional mortgage broker service that can help you right throughout New Zealand. From first home buyers, to investors, as well as people who already have a house and want to refinance, there are many ways we help.



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