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Home Knowledgebase Can I use KiwiSaver to buy a house?

Can I use KiwiSaver to buy a house?

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Subject to criteria, yes, you can buy a house to live in using your KiwiSaver. There are certain rules that apply, but the good news is that many Kiwis are using KiwiSaver to help buy a house.

Some of the rules include that it should be for your first house, and that you live in the house for some time. You should have also have been a KiwiSaver member for 3 years at least.

There are other criteria as well.

You can also learn more about using KiwiSaver if you have owned a home before on King Ora’s website about being a qualifying previous home owner.

In order to withdraw your KiwiSaver, you usually ask your KiwiSaver provider how much you can withdraw by requesting a “First Home Withdrawal Quote”. You can usually call them for this. Then a mortgage broker helps you use this to assemble a mortgage application.

Because you are using



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