Easy Process – We understand that you are busy as a business owner. You have countless day to day tasks to take care of, such as managing sales, running your business, and looking after staff and customers. Extra paperwork can sometimes be a burden and hold you back from your daily responsibilities.

Instead, we make it easy for you to work with us. We can also work with your accountant or bookkeeper to save time by getting the information we need directly from them. This makes life a whole lot easier than having to dig through old files of IRD records, financial statements, GST information, and more.

Easier Criteria – If you’re finding it hard to get a home loan, working with us can make getting a self employed mortgage a breeze. We can also help you if you are under difficult circumstances, such as you have only recently started to own a business. We have a lender that can look at approving applications for people self employed as for little as 6 months, meaning that you can get on to owning a house sooner.

Better Management of Your File – Self employed mortgages can be complicated. One of the reasons for this is that banks want to see financial statements. Where this gets tricky is that many accountants overload your financials with expenses in an effort to help you pay less tax. While this is common practice for accountants, it can mean that you have a lower displayed income to pay for a mortgage, which means the bank may doubt your ability to meet your mortgage repayments. We can help pull apart your financial statements and work with the lenders/banks to understand the profitability of your business better than what meets the eye.

Convenience – We pride ourselves on convenience. With us, you won’t be spending days or weeks digging up paperwork. Instead, we’ll get it sorted!