KiwiSaver is a popular savings scheme that many New Zealanders are a part of. It is a great way for people to save for their retirement and the purchase of their first home.
KiwiSaver has many benefits, including MTCs (Member Tax Credits, a bit like a small KiwiSaver tax refund), the ability to withdraw it for your first house, and a 3% employer contribution, to name a few.
Using KiwiSaver for your first house deposit
These days it is common for new home buyers to use their KiwiSaver to buy their first house. KiwiSaver has a few withdrawal rules, but it can be a great way to help fund a house you want to live in.
A good mortgage broker or financial adviser can help you through this process. Our business is very experienced with helping people use KiwiSaver for their first house. You will have the opportunity to work with a professional adviser that can guide you through the necessary paperwork in order to use KiwiSaver towards your first house.
If you have owned a house before, and no longer do, you may still be able to use your KiwiSaver. There is a ‘second chance’ KiwiSaver programme, and although it has additional criteria, it could be worth looking into.
How to withdraw your KiwiSaver for your first house
How much KiwiSaver can be used?
How much money is needed in KiwiSaver?
Combining KiwiSaver balances to buy a house
Being in the right KiwiSaver fund
HELP WITH HOME LOANS, KIWISAVER AND INSURANCE
Just Financial is a professional financial adviser service and helps you with buying a home, using your KiwiSaver, insurance and more. Ask us to help you with your financial goals.
- Home loans
- Using your KiwiSaver
- Saving money on your mortgage
- Refinancing or debt consolidation
- Low interest rates
- Life insurance
- Mortgage protection insurance
- First home buyers
- Help when the bank says no
- Construction loans
Get Help From An Award Winning Financial Adviser
Want to buy a house? Looking for an amazing mortgage broker? Buying a house can be a challenging process. With the right advice, this can be made easy. Just Finance provides a professional mortgage broker service that can help you right throughout New Zealand. From first home buyers, to investors, as well as people who already have a house and want to refinance, there are many ways we help.
Our results speak for themselves. Our happy customers tell us they love our great service!
We were waiting for the answer, and Arthur said, yes! We were very happy. Everything went smoothly! It’s a dream come true.UiliAuckland
So happy to have this approval. Originally from other places I could not get an approval. What you said you delivered & gave us. We are so happy to have a house. Thank you!RameshHamilton
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