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Business Loan

Home Business Loan

Easy to apply for business loans & overdraft facilities

You could easily borrow $10,000 – $500,000 depending on your business.

Borrow money to help with cashflow

  • ✔ Learn your options for a Business Loan or a “Line of Credit”
  • ✔ Business loans give you money for your business
  • ✔ A “Line of Credit” means you only pay for what you use
  • ✔ Quick & easy assessment
  • ✔ Reasonable repayments and rates
  • ✔ No business plan required
  • ✔ No financial statements may be required*
  • ✔ Approvals of between $10,000 to $500,000 – use as you need

    Easy to apply for business loans

    Do you need money to fund something in your business, or need money to support your cash flow? We can help organise fast, easy to apply for business loans. With affordable interest rates and fees, you could find out within 48 hours if you can get money.

    Eligibility Criteria

    The basic eligibility criteria is easy. You’ll need to be in business, and trading for at least 6 months. You’ll also need a turnover of more than $6,000 a month. Certain applications or industries may have different requirements, so this may vary.

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      How does it work?

      Our business lenders make it easy to get a loan. With easy paperwork requirements, getting a loan this way is much easier than through a bank. You may also be able to get approved for more, and the rates can be  comparable. In many cases, specific security isn’t required either – so this has been a popular option!

      Do we need financial statements from the accountant?*

      Not necessarily! We like to make it easy. In many cases, your loan can just be assessed from your bank statements which you can easily supply. If more information is needed, the team will let you know. Financial statements may be required in certain situations or where requesting over $150K.

      How much can be borrowed?

      This depends on a combination of factors and is also based on how your business has been performing. Depending on how much you want to borrow, different information may be needed. You can ask for an amount you wish and then the lending team can see what amount could be approved for.


      Just Financial is a professional financial adviser service and helps you with buying a home, using your KiwiSaver, insurance and more. Ask us to help you with your financial goals.

      • Home loans
      • Using your KiwiSaver
      • Saving money on your mortgage
      • Refinancing or debt consolidation
      • Low interest rates

      • Life insurance
      • Mortgage protection insurance
      • First home buyers
      • Help when the bank says no
      • Construction loans

      Get Help From An Award Winning Financial Adviser

      Want to buy a house? Looking for an amazing mortgage broker? Buying a house can be a challenging process. With the right advice, this can be made easy. Just Finance provides a professional mortgage broker service that can help you right throughout New Zealand. From first home buyers, to investors, as well as people who already have a house and want to refinance, there are many ways we help.



      Client Testimonials

      Our results speak for themselves. Our happy customers tell us they love our great service!

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      Request a Call Back?

      Looking to apply for a home loan, refinance, debt consolidation, insurance or KiwiSaver? Contact us for more information

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