APPLY ONLINE IT IS QUICK AND EASY HOME LOANS QUICK INDICATION - TO BUY Want to buy a home? This is a quick and easy way to see whether you might be able to. At a later stage all the files will still be required by our online portal. Many people prefer the full application portal, however for smartphone users or those who just want to see what their options are this can be a great starting point. Get StartedFULL APPLICATION - TO BUY, OR TO REFINANCE A full application allows you to start uploading files. It’s the most comprehensive way to work through the process. Using our state of the art & secure mortgage portal we can start accessing the application within 24 hours of receiving all the documents. This is the fastest way to sort buying a new property or refinancing your mortgage. Get StartedQUICK INDICATION - REFINANCE If you already have a home loan this is a quick indication to find out how much you could save on your home loan by restructuring or refinancing it. Give your home loan a tune up, reduce debt and pay it off faster. Review your mortgage and loans to understand how to save more money. Get Started Apply for Personal Loan or A Consolidation I’M A HOME OWNER Consolidate debt or borrow more money if you’re a home owner with this online process that’s easy. Get StartedI’M NOT A HOME OWNER Apply to borrow money or consolidate debts, even if you are not a home owner right now. Quick, friendly and easy process. Get StartedWhy Just Financial Just Financial can help you with your home loan, debt consolidation, KiwiSaver and insurance needs. With a great level of personal service and years of expertise, we help turn your dreams into a reality. We help you arrange a competitive home loan that ticks the boxes! Our mission We are helping hardworking Kiwi families achieve their goals around property and other related matters. We have had great success working with first time buyers, existing homeowners, and more. We have options with over 20 different lenders!