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Construction Loans

Home Construction Loans

A construction loan is used when a person is building a new property. Construction loan policies can vary considerably depending on which bank you go to, and because it is so complicated, it is often essential that you have a professional mortgage broker who specialises in construction loans to assist you.

Construction loans are different from normal residential home loans. They require knowledge of build contracts, plans, pricing, sums, and so forth. That’s why professional help can be vital to getting a home loan to build a house.

Home Loans To Build A House

If you want a home loan to build a house, talk to us about a construction loan. The service we provide can help arrange a construction loan with many of New Zealand’s best known lenders in this regard. A construction loan means that your bank or lender can fund the costs of building the house and the builder can be reliably paid throughout the process.

We Can Deal With Your Builder

We can deal with builders throughout New Zealand. There are many licensed builders in New Zealand some of which are “Registered Master Builders” and “Certified Builders”. We can also work with builders that do not have these accreditations, but are nevertheless licensed.

Should you desire, we can work with your builder directly to help minimise any complications and keep you apprised of the progress from time to time. We can also arrange a home loan to build a house.


Just Financial is a professional financial adviser service and helps you with buying a home, using your KiwiSaver, insurance and more. Ask us to help you with your financial goals.

  • Home loans
  • Using your KiwiSaver
  • Saving money on your mortgage
  • Refinancing or debt consolidation
  • Low interest rates

  • Life insurance
  • Mortgage protection insurance
  • First home buyers
  • Help when the bank says no
  • Construction loans

Get Help From An Award Winning Financial Adviser

Want to buy a house? Looking for an amazing mortgage broker? Buying a house can be a challenging process. With the right advice, this can be made easy. Just Finance provides a professional mortgage broker service that can help you right throughout New Zealand. From first home buyers, to investors, as well as people who already have a house and want to refinance, there are many ways we help.



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Looking to apply for a home loan, refinance, debt consolidation, insurance or KiwiSaver? Contact us for more information

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